Personal Banking – Checking, Savings, and Money Market
Concord Select
- Interest-bearing checking account (see Rates)
- Unlimited check writing privileges
- $1000 Required Minimum Daily Balance to avoid Service Change
- $15 monthly service charge if balance falls below Required Minimum Balance
- Free Online Banking and Bill Pay
- Free ATM Card
- Free Traveler's Checks, Cashier's Checks and Money Orders
$250 is required to open account.
Concord Classic
- No Required Minimum Daily Balance
- No Service Charge
- Free Online Banking
- Free ATM Card
$250 is required to open account.
Concord Savers*
- Statement savings account with a quarterly statement
- Interest paid monthly (see Rates)
- $500 Required Minimum Daily Balance to avoid service charge
- $10 monthly service charge if balance falls below Required Minimum Balance
- Free Online Banking
- Free ATM Card
- Free deposit/ withdrawal slips
$250 is required to open account.
Mad Money Savings*
- Interest paid monthly (see Rates)
- No Required Minimum Daily Balance to avoid service charge
- Minimum of one automatic transfer of $25 per month from any Concord Checking Account
- No Service Charge
- Free Online Banking
- Free ATM Card
- Free deposit/ withdrawal slips
$25 is required to open account.
Super Savers* For Kids 18 and Younger
- Interest paid monthly (see Rates)
- No Required Minimum Daily Balance
- No Service Charge
- Free Online Banking
- Free deposit/ withdrawal slips
$5 is required to open account.
Concord Money Market*
- Interest paid monthly according to following tiers: (see Rates)
- 0-9,999.99
- 10,000.00-24,999.99
- 25,000.00-49,999.99
- 50,000.00 and over
- $1000 Required Minimum Daily Balance to avoid service charge
- $25 monthly service charge if balance falls below Required Minimum Balance
- Free Online Banking
- Free checks/ deposit slips
$250 is required to open account.
*Savings and Money Market Restrictions
- No more than SIX telephone transfers, checks to third parties (written on money market accounts) or any combination of such transactions are permitted per statement cycle.
- IN-PERSON and ATM withdrawals are unlimited.