Personal Banking – Checking, Savings, and Money Market 

Concord Select

  • Interest-bearing checking account (see Rates)
  • Unlimited check writing privileges
  • $1000 Required Minimum Daily Balance to avoid Service Change
  • $15 monthly service charge if balance falls below Required Minimum Balance
  • Free Online Banking and Bill Pay
  • Free ATM Card
  • Free Traveler's Checks, Cashier's Checks and Money Orders

    $250 is required to open account.

Concord Classic

  • No Required Minimum Daily Balance 
  • No Service Charge
  • Free Online Banking
  • Free ATM Card

    $250 is required to open account.

Concord Savers*

  • Statement savings account with a quarterly statement
  • Interest paid monthly (see Rates)
  • $500 Required Minimum Daily Balance to avoid service charge
  • $10 monthly service charge if balance falls below Required Minimum Balance
  • Free Online Banking
  • Free ATM Card
  • Free deposit/ withdrawal slips

    $250 is required to open account.

Mad Money Savings*

  • Interest paid monthly (see Rates)
  • No Required Minimum Daily Balance to avoid service charge
  • Minimum of one automatic transfer of $25 per month from any Concord Checking Account
  • No Service Charge
  • Free Online Banking
  • Free ATM Card
  • Free deposit/ withdrawal slips

    $25 is required to open account.

Super Savers*  For Kids 18 and Younger

  • Interest paid monthly (see Rates)
  • No Required Minimum Daily Balance
  • No Service Charge
  • Free Online Banking
  • Free deposit/ withdrawal slips

    $5 is required to open account.

Concord Money Market*

  • Interest paid monthly according to following tiers:  (see Rates)
    • 0-9,999.99
    • 10,000.00-24,999.99
    • 25,000.00-49,999.99
    • 50,000.00 and over
  • $1000 Required Minimum Daily Balance to avoid service charge
  • $25 monthly service charge if balance falls below Required Minimum Balance
  • Free Online Banking
  • Free checks/ deposit slips

         $250 is required to open account.

*Savings and Money Market Restrictions

  1. No more than SIX telephone transfers, checks to third parties (written on money market accounts) or any combination of such transactions are permitted per statement cycle.
  2. IN-PERSON and ATM withdrawals are unlimited.